Overview

Unlock Your Financial Future with Tailored Loan Solutions

Welcome to 40 Paisa, where we offer a range of customized loan solutions to meet your unique financial needs. Whether you're looking to buy a home, finance a construction project, or manage working capital, we have the right product for you.

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Key Features

  • Home Loans:
    Make Your Dream Home a Reality

    Buying your dream home is now easier than ever. Our Home Loan offerings provide competitive interest rates, flexible repayment tenures, and quick approvals to help you turn your homeownership dreams into reality.

    • Loan Amount: Up to 80% of property value
    • Flexible Tenure: Up to 30 years
    • Attractive Interest Rates
    • Quick Disbursal & Hassle-free Process

  • Construction Finance:
    Building Your Vision, Brick by Brick

    Whether you're developing a residential or commercial project, we offer comprehensive Construction Finance solutions to meet all your funding requirements. From project initiation to completion, we ensure a smooth flow of funds to help you realize your construction goals.

    • End-to-End Funding for Real Estate Projects
    • Tailored Financing Plans
    • Funds for Land Acquisition, Construction, and Development

  • Overdraft/Cash Credit:
    Flexible Financing for Business Growth

    Need instant access to working capital? Our Overdraft/Cash Credit facilities provide flexible financing solutions to meet your day-to-day business expenses. With this revolving credit facility, you can withdraw funds as needed and only pay interest on the utilized amount.

    • Revolving Credit Line
    • Interest Charged Only on Withdrawn Amount
    • Easily Manage Cash Flow
  • Mortgage Loans:
    Secure Loans with Property Collateral

    Unlock the potential of your property with our Mortgage Loans . Use your residential or commercial property as collateral to access funds for personal or business needs.

    • High Loan Amounts: Up to 75% of property value
    • Flexible Repayment Terms
    • Lower Interest Rates
    • Minimal Documentation & Fast Processing

  • Lease Rental Discounting (LRD):
    Unlock Future Cash Flows Today

    Monetize your rental income with Lease Rental Discounting (LRD) . By leveraging the value of long-term lease agreements, you can access funds without disrupting your property management. It's a powerful financial tool for property owners and investors looking to optimize cash flows.

    • Loan Against Rental Income
    • Flexible Tenure & Competitive Interest Rates
    • Ideal for Commercial Property Owners

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Why Choose 40 Paisa?


  • Tailored Loan Products for every need
  • Competitive Interest Rates
  • Fast Approvals & Easy Documentation
  • Trusted Partner in Your Financial Journey

Get in Touch Today!

Whether you need a home loan or working capital financing, we’re here to provide the best financial solutions. Contact us now to start your journey towards financial empowerment.

Enquire Now